Newsletter Issue 98: The Hustle for Health

In the pursuit of wellness, every small step matters. Discover how nourishing your body, staying active with intention, and making mindful choices can shape a healthier, more balanced life. From everyday nutrition tips to inspiring fitness journeys, find ways to thrive—body, mind, and spirit—one thoughtful action at a time.

Newsletter Issue 97: SG2025 Budget Perks

Singapore’s Budget 2025 lays the foundation for economic resilience and community support. From financial aid and SG60 perks to business investments and digital growth, this edition unpacks key measures shaping the nation’s future. Discover how these policies impact businesses, families, and individuals in an evolving landscape of opportunities and challenges.

Newsletter Issue 96: Snake's Intuition: Prosperity through Wisdom and Connectedness

As Lunar New Year celebrations unfold and we gather with friends and family, let us remember that prosperity is not just about wealth and abundance but also about the wisdom shared and traditions passed down through generations. Amid the laughter, meals, and festivities—and the inherent hope and symbolism they carry—be kind and mindful to yourself and others, ensuring that the deeper meaning of heritage, connection, and togetherness endures beyond the moment.

Newsletter Issue 95: Turning A Page: Embracing Endings & Celebrating Wins

As we enter the new year, it's the perfect time to celebrate endings and acknowledge our achievements. Embracing closure and recognising small wins fosters personal growth, resilience, and emotional well-being, transforming life's transitions into opportunities for reflection and reinvention as we move forward with intention.

Newsletter Issue 94: Cultivating a Grateful Heart

As the year winds down, it’s the perfect time to reflect on the many reasons to be grateful in our lives. From uplifting mental health to strengthening connections, gratitude helps us end the year with purpose and warmth. Discover simple practices and insights to embrace appreciation and nurture meaningful moments this season.

Newsletter Issue 93: Happy Travels

Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you’re crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery.

Newsletter Issue 92: Family First: From Exams To Finance

As families navigate the challenges of exam season, it's important to foster resilience, support growth, and nurture well-being. These insights explore how to create a balanced, supportive environment for children, helping them thrive academically, emotionally, and financially.

Newsletter Issue 91: Persistent Progress, Purposeful Pursuit

Persistence and perseverance are the cornerstones of personal growth. As we enter the final stretch of the year, these traits become even more essential. Discover ways to harness determination, build resilience, and stay committed to your goals. Even when the journey feels long and challenging, remember—you’re closer than you think. Let’s push through this last lap together.

Newsletter Issue 90: Stretching The Dollar

Navigating the rising cost of living requires strategic planning. This issue provides tips on budgeting, skill development to increase income, and utilising resources to manage money. I hope these strategies help empower you to stretch your money further and maintain financial stability.

Newsletter Issue 89: Boost Immunity, Travel Safely

Prioritizing our health and immunity is essential, especially with summer holidays and travel on the horizon amid the recent surge in COVID-19 cases. Here are some practical tips, nutritious recipes, and expert advice to keep you safe and ensure healthy and enjoyable summer vacations for you and your loved ones!

Newsletter Issue 88: Keep Cool & Beat the Heat

As we approach the time of year when scorching temperatures send us seeking refuge indoors, this issue offers essential tips and strategies for managing the heat. Arm yourself with knowledge and discover ways to stay cool, hydrated, and healthy amidst the sweltering heat, ensuring you thrive in your daily life!

Newsletter Issue 87: Growth and Transformation: Nobody Said It Was Easy

Life is a multifaceted journey of growth and transformation. From overcoming setbacks to embracing professional and personal development, this issue contains wisdom on self-forgiveness, career and financial success, and the limitless power of lifelong learning. The process of growth may not always be easy, but it will be worth it. I hope this enriches your life.

Newsletter Issue 86: Plan Well. Age Well.

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

Newsletter Issue 85: How To Ride The Dragon

As we embrace 2024, discover essential insights for a prosperous journey ahead. Explore key financial strategies and economic trends aligning with the Dragon Year's promise of prosperity. Immerse in the cultural vibrancy of the Lunar New Year celebrations. I hope this issue with its blend of wisdom and practical advice equips you to navigate the opportunities and challenges ahead with confidence. Together, let's ride the Dragon!

Newsletter Issue 84: Reflect, Review & Recharge

In this issue, here are some insights on mindful reflection, effective goal-setting, and strategic reviews. I hope this helps you equip yourself for a thriving year ahead with impactful resolutions and fresh perspectives. Let's embark on this journey of growth and renewal together.

Newsletter Issue 83: Holiday Highlights: Echoes of Joy

Embrace the spirit of the holiday season in this month's issue, where cherished traditions meet thoughtful innovation. From smart savings and healthy feasts to meaningful gifts and cozy stays, our collection of articles offers a reflective journey through holiday warmth. Savour every moment with our handpicked tips and recipes, and let's celebrate the joy and generosity that define this wondrous time of year.

Newsletter Issue 82: Inflation & You

As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment.

Newsletter Issue 81: Empowering Children

In celebration of Children's Day, here is a friendly collection of articles brimming with insights! I hope these writings can guide us in embedding valuable skills, boosting financial literacy, and laying down a roadmap to raising resilient, balanced children. May we empower the upcoming generations, helping them blossom into well-rounded and holistic individuals. Let's cherish the joy of nurturing our future

Newsletter Issue 80: Home Dreamers

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

Newsletter Issue 79: Before It's Too Late...

In today's rapidly ageing society, advance care planning and long-term care planning are emerging as critical considerations for ensuring a comfortable and secure future. As we journey together through the intricate aspects of planning for what lies ahead, it's never too early to make such vital decisions. It's your future; plan it well.

Newsletter Issue 78: Unlocking Potential of Our Awe and Envy

In the delicate balance between awe and envy lies an opportunity for growth. Awe opens our eyes to the beauty and possibilities around us, while envy stirs our desires for improvement. By using awe as a wellspring of inspiration and envy as a catalyst for positive change, we get to harness these emotions to fuel our ambitions, cultivate empathy, and create a brighter future for ourselves and others in various aspects of our lives.

Newsletter Issue 77: Living with New Realities of AI and ChatGPT

As artificial intelligence (AI) and chatbots like ChatGPT become ever more prevalent, AI’s potential to transform our lives and economy cannot be understated. With the increasing adoption of these technologies, they will not only transform the ways we use or consume information, but they are also poised to play a pivotal role in just about every aspect of our lives, including work, finance, and parenting. In this issue, we explore the nuances of AI and the possibilities it brings to our world.

Newsletter Issue 76: In Honour of Moms

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.

Newsletter Issue 75: Keep Calm & Innovate

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

Newsletter Issue 74: Bright, Brainy & Beautiful Living

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

Newsletter Issue 73: The Golden Gift of Intentional Quiet

For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise.

Newsletter Issue 72: Finding The Silver Lining

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

Newsletter Issue 71: Planning Ahead

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

Newsletter Issue 70: Taking A Walk

Many of us lead busy and stressful lives. Even when we may be caught up meeting deadlines, sprinting towards our next goals, or looking after our families, we cannot neglect taking appropriate breaks for our well-being. While it may feel counter-intuitive to do so, sometimes the best thing is simply to step away from the four concrete walls to go for a walk outdoors. It refreshes the mind, body and soul, and is beneficial for our health and creativity. So let's lace up our trainers and walk our stresses away.

Newsletter Issue 69: Mind Over Money

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Newsletter Issue 68: Navigating Differences, Conflicts and Relationships with Maturity

Every one is different, and differences in opinions, interests, backgrounds and personalities tend to come with conflicts. Whether is it our co-workers, friends, family members or even our partners, disputes are not only common, but they're natural and sometimes inevitable. The question is, while such conflicts arise, how do we navigate them? Do we attempt to work through issues amicably with others, or do we allow our egos and emotions to rear its ugly head? Today, we look at practical tips on how we can manage ourselves and relationships in more mature ways.

Newsletter Issue 67: Better Than Before

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

Newsletter Issue 66: Self-Doubt & Self-Confidence

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Newsletter Issue 65: 80 Summers, 80 Winters, 1 Life

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

Newsletter Issue 64: Travelling Again

For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth.

Newsletter Issue 63: Being Positive

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

Newsletter Issue 62: Social Media and Mental Health

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.

Newsletter Issue 61: Being Savvy This Festive Season

It is a season of feasting, socialising and spending time with our family and friends. Amidst the bustle of festive preparations and joviality, let us not forget to take care of our well-being even as we celebrate this time of wealth, health and happiness. Stay safe, savvy and prosper!

Newsletter Issue 60: Looking Towards 2022

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.

Newsletter Issue 59: 6 Essential Money Moves To Make In Uncertain Times

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.

Newsletter Issue 58: Misconceptions that hold us back

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

Newsletter Issue 57: One Thing At A Time

In meeting the demands of work and every day life, many of us can feel compelled to do all things at once, and may become overwhelmed or less effective as a result. To counter this, it is worth taking a moment to adjust our pace; to give ourselves the space to practice taking one step at a time in the ways we perform our tasks and how we manage our minds & emotions.

Newsletter Issue 56: Habits & Decisions That Compound

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

Newsletter Issue 55: Managing Burnout

In a world where more of us are increasingly working remotely, the issues of exhaustion, burnout and digital fatigue have become more pronounced in recent times. The implications on mental health and quality of life are real. Here are insights and resources that I hope can help us better understand the nature of the burnout that we may experiencing. More importantly, we can learn to manage, uplift ourselves and also the people around us.

Newsletter Issue 54: On Leadership

Leadership is the act of guiding a team or individual to achieve a goal through direction and motivation -- and there is a leader in all of us. This issue contains insightful resources and pointers that touch on the various under-talked about but important aspects of leadership. I hope this inspires us to not just exercise good leadership in our daily lives as individuals and organisations, but more importantly, help us get through and thrive even in difficult times.

Newsletter Issue 53: Productivity, Personal Effectiveness & Meaning

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.

Newsletter Issue 52: Living A Good Life

What does it mean to lead a good life? The meaning of a good life, or life for that matter, is subjective. But there are some evergreen truths and wisdoms that we can all live by that help us gain the most out of life even through obstacles and challenges. In this issue, I have put together for you a series of insights, tips & advice by some of the best thinkers throughout history on how to live out a good life. I hope these resonate with you.

Newsletter Issue 51: Dignity and Why It Matters

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.

Newsletter Issue 50: Empowering Women In Our Midst

Women have long played a huge part in our society and economy. When it comes to uplifting women, the work extends beyond just international women's day or month. In fact, it requires continuous effort from not just leaders, but also every day folks like us to recognise and appreciate the great potential of women in our lives. In this issue, I'd like to share insights on how we can be enablers of women's progress while staying aware of the realities and struggles they may face. I hope this helps us in empowering the women and girls in our midst.

Newsletter Issue 49: The Gift of Paying It Forward

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

Newsletter Issue 48: Done is Better Than Perfect

As we begin a fresh year, it is a good idea to not just evaluate ourselves based on the previous year on how we have been managing our lives, but also to find out ways to become more productive as we move along. In this issue, I'd like to share with you some powerful ideas on productivity and how we can make the best of our resources, time, energy and capabilities. Let's do this!

Newsletter Issue 47: Of Languages, Love and Possibilities

In the words of Poet Ali in his TED Talk, "Every language we learn is a portal by which we can access another language"; the more we know, the more we can speak. To round off the year, I'd like us to take a moment to learn new concepts, stories and ways of seeking and connecting, which will empower us to adapt to the needs of others & ourselves in the way we relate, love, heal, and see possibilities. I hope this inspires you.

Newsletter Issue 46: Guiding Principles and Tips on Taking Charge of Finances in Our Lives

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

Newsletter Issue 45: On Teaching, Learning & Growth

All of us would have people around us that we learn from in our lives. And people whom we in turn teach and need to be accountable to at some point - as students, working adults or parents. The better we are at relating and leading others into growth, the better we become as individuals. In this issue, I hope we can draw some lessons and wisdom from these materials that can help us cultivate values and cultures that we want in our lives and lift us up.

Newsletter Issue 44: The Ability to Rethink & Reassess Our Minds

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.

Newsletter Issue 43 : Staying Grounded in Things that Serve Us

The world as we know it has changed for good on pretty much every level - from our lifestyles, to habits, to incomes and economy. As we navigate our way and find our place in trying times, it is important to stay grounded and keep the faith as we focus on seeing and creating opportunities, solutions & meaning. While there are no quick fixes in times like these, there's still a space for us to find ways to improve and cope better in our lives. I'd like to share them with you in this issue. Let's keep our heads up in choosing to persist in hope & good thoughts, and I believe we will emerge stronger than before.

Newsletter Issue 42 : Moms Never Retire?

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

Newsletter Issue 41: This is the 8th Wonder of the world - Einstein

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

Newsletter Issue 40 : Mastering the Skill of Learning New Skills Fast

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.

Newsletter Issue 39 : What is hurting Employees and Employers

There are many new things to deal with at this time while we are being isolated from life-as-usual. A new lifestyle, a new future and something that can be quite subtle - a new kind of burnout. It should do us well to be aware about this so we can learn to disengage when we need to. I wish you and your loved ones good health and may you continue to stay safe!

Newsletter Issue 38 : Holding Space in Difficult Times

Amidst a pandemic, the profound impact & discomfort of loss or the prospect of loss is felt almost universally. We may find ourselves and even those we care about feeling anxious & restless, which makes it challenging as we find ways to adjust not just physically, but also mentally & emotionally. At this time, emotional support for one another becomes ever more essential. Here, I'd love to share with you insights that can help us have a deeper understanding on the complex emotions that we may be dealing with, & the ways in which we can provide meaningful social support in our daily interactions through being present & holding space for others.

Newsletter Issue 37 : Covid19 - No turning back from a new future and reality

What the eyes cannot see is bringing countries to their knees as we write. The full impact of Covid19 is still unknown. It has ushered in a new reality for the World. Our lives will never be the same again. And Covid19 won't be the last. While we #fightasone, let's see how we can prepare ourselves and our children for this new future - together. Here are some good reads that I believe can help us rethink this new future and its possibilities. If you find these resources useful, please forward them to those you care about, especially at a time such as this. Cheers!

Newsletter Issue 36 : Make these 6 decisions

Here's wishing you and yours a very fruitful 2020, and the best is yet to come! Another year, and what better way to start it with a collection of thoughts that might turn out to touch your life for the better? I hope you could find something useful and share along with those you care about too. Cheers for a blessed 2020!

Newsletter Issue 35 : When the going gets Rough

When the going gets rough, it can at times be easy to lose sight of what we set out to attain in our lives, be it in our personal endeavours, work or finances. The process of going & pushing through such situations may not be most comfortable, but persevering and talking about how to handle them is necessary. These are perspectives I found useful and inspiring. I hope this gives you hope.

Newsletter Issue 34 : Trust, Relationships and Emotional Security

In many ways, relationships are key to our well-being, as trusting, fulfilling relationships lay the foundation for our emotional health and security. But to work through relationships and trust matters aren't always linear or clean - they can be messy and raw. Here are some articles that I found incredibly valuable that enrich us in our personal and professional lives.

Newsletter Issue 33 : These are simply worth sharing with you

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

Newsletter Issue 31 : The Power of Tiny Gains

These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.

Newsletter Issue 30 : How the World forgot to sleep

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

Newsletter Issue 29 : Don't leave life without it

The Bucket List - chances are that you may not have made one. It is an interesting journey that we can take together. It's also a lot easier taking a peep at some of the most inspiring bucket lists that we have put together to share with you. Let's start one and live it out!

Newsletter Issue 28 : 8 Ridiculously Good Recipes That Only Take 15 Minutes

Since our taste buds are not working like black and white TVs. We know it's meant for some tasty good food. Yummy! Let's stay healthy, and also up our knowledge about making some nice interesting food. Here are some really good resources curated for you.

Newsletter Issue 27 : Life's most Powerful Lessons

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.

Newsletter Issue 26 : 3 Financial Wisdom from a woman with 3B Net Worth

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

Newsletter Issue 25 : Come 15th May, Singaporeans have One more thing to be proud of

In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.

Newsletter Issue 24: The Interesting secret

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!

Newsletter Issue 23: The way we Think

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!

Newsletter Issue 22: Why Happiness is linked to Deep Talk

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

Newsletter Issue 21: Half of the jobs in 2020 are not yet known

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.

Newsletter Issue 20: Your Life is About to Change

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.

Newsletter Issue 19: The Indispensable Power of Story

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.

Newsletter Issue 18: Retirement dream vs reality

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Newsletter Issue 17: Some things don't change

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.

Newsletter Issue 16: 2 Tips from a 116 year old

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.

Newsletter Issue 15: The thing about Time management

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

Newsletter Issue 14: What you need to beat Diabetes

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

Newsletter Issue 13: Hipster Hawker Stalls - Yummy!

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.

Newsletter Issue 12: Oh how beautiful, beautiful, beautiful!

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!

Newsletter Issue 11: Secrets of the Heart - Uncovered

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.

Newsletter Issue 10: The result of reading

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.

Newsletter Issue 9: This isn't the bucket list

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.

Newsletter Issue 8: Creativity

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.

Super patient and no hard selling

Hi Everyone,

Miao Hui makes time whenever I need advice regarding my financial plan, she is super patient (I ask a lot, real loads of questions!) and takes time in answering my queries professionally! She also follows up regularly to make sure I was clear, most importantly... no hard selling, it felt like a long chat with a trusted confidant instead!! Thank you! 

Cheers,
Michelle
Administrative Business Partner

Professional and courteous

Hi Everyone,

I was referred to Sheryn by my friend, she is very professional and courteous. She explained all the options available and find the best coverage for me and my family. Always keep you updated if there is any change of policy plan and spend extra efforts to review your coverage and provide better suggestions to meet your needs.

Highly recommend anyone who require insurance or financial services!  

Regards,
Kylo Lee
IT Engineer

Helpful, friendly and approachable!

Hi Everyone ,

I got to know Sheryn through my then-boyfriend-now-husband. She’s been our FC for a couple of years now, and our two-year-old little one’s plans were also bought under Sheryn. Sheryn provides the expertise & knowledge in our financial planning, by giving us good recommendations & advice on the policies & plans that suits us. She is also very friendly & approachable, whenever during our meetups or review sessions, we can have endless topics to chat about & she feels more like a friend than a FC to us.

Sheryn is also very helpful in assisting us on the insurance claims etc. Most importantly, we never feel pressured into buying new products and that’s what we liked about it.

We really appreciate her efforts & hard work, occasionally she sends us little gifts that warm our hearts too. Thanks so much for your service & we hope to maintain this friendship with you! ☺️

A highly recommended FC here. 👍🏼👍🏼👍🏼

Regards,
Pei Wen
Administrative Executive

Reliable, trustworthy and empathetic

Hi Everyone,

Sheryn is reliable, trustworthy and empathetic financial agent who helped me plan for my retirement and health coverage based on my current situation and my future plans. She is able to answer all my queries patiently with accuracy and professionalism.

Unlike other agents I’ve met over the years who will hard sell you to commit all your savings and salary to unsound investment, Sheryn taught me the importance of having a good decent coverage without needing to over-invest. She is able to recommend me a suitable plan that is within my comfort zone, no pressure!

I would definitely recommend her to my family and friends anytime!

Cheers,
Jing Hua
E-Commerce Manager

Patient, caring and amicable, provides sincere advice

Hi Everyone ,

I met Sheryn by chance when she took over my portfolio from my previous financial adviser. Turns out to be a blessing in disguise as she could always attend to my needs promptly and clarify any queries or doubts I had with the policies. She is definitely a professional adviser who never fails to meet my expectation. 

With her patient, caring and amicable disposition, Sheryn provides you her financial and insurance suggestions more like a friend with sincere advice catering to our relevant needs. To date, I have introduced her to some of my kakis who have all showed thumbs-up reviews for her service. Glad to have her as my agent. 

Cheers,
Choon Hiong
Semiconductor Senior Manager

Went above and beyond whenever we need help on claims

Hi Everyone,

Sheryn was not our financial adviser at first but she took over our insurance policies. She took the effort to explain to us what we had and what we were missing. We eventually purchased more insurance policies from her.

Her aftersales services are very good as well as she responds quickly and always follow up. She went above and beyond whenever we need help on any claims and these has gained the trust with us. We are grateful she is our agent.


Regards,
Jaemes Wong
Operations Manager
Prosegur Singapore Pte Ltd

A really amazing financial consultant!

Hi Everyone,

I'd like you all to know that Sheryn has been a really amazing financial consultant.
She works like crazy and is so knowledgeable of all the policies that the company has to offer. 
Her professionalism, sweet smile and positive demeanor is second to none. 
She has helped me find the best policies suitable for my needs.

Sheryn was not really my agent when I first asked for information regarding insurance policies and savings and such, I was under another guy. Unfortunately, he disappeared and my account was transferred to Sheryn. This was the best thing that could have happened because she has opened my eyes on so many flexible policies, ones that are best for me and I prefer. 

It may be frustrating for her to explain to someone his/her insurance coverages again and again but that's where her patience as a professional shows. Regardless if I have heard her explain my policy over and over, I still ask her about it and she would gleefully still tell me what my coverage is. 

I don't ask for it but she checks up on me with regards to updates on newer policies and insurance coverages and still reminds me of what I do and do not have. She checks up on me more often than some of my friends! haha..

I could not ask for a better financial consultant. 

Cheers,
Andrew Cortes
Radiographer
Mount Elizabeth Hospital

Thankful for her passion and hard work

Hi Everyone,

Sheryn started being my financial consultant (FC) when she took over my plans as orphan cases (where previous consultants are no longer with Prudential/servicing such cases). Although this doesn't bring about much benefits (in fact it's more work if there were any claims required), she willingly took on this added responsibility.

She would keep her clients updated with new products or marketing campaigns, but would never push for clients to purchase plans without proper financial planning. There were times where I would ask her randomly about some products for myself or my loved ones, and she would always ensure to review our overall portfolio and provide options to assist us with making informed decisions. She would patiently explain the features, as well as both pros and cons of all options. In cases where we decide to not proceed due to other constraints, she would always still be understanding and continue to serve us truthfully.

She also takes the extra mile to fight for the best coverage for her clients. I've had an instance where an exclusion was initially applied on my plan, but Sheryn tried her best to appeal on my behalf for removal of these exclusions.

I am thankful for her passion and hard work, and would definitely recommend her to anyone else looking for a new/additional FC.

Regards,
Yien Chyn
Stakeholder Engagement Specialist

Friendly, helpful, patient and professional

Hi Everyone ,

Thank you Sheryn for recommending me the best plan that fits my criteria and budget. She will explain the coverage in a very detailed manner which helps me to understand the policy clearly. Never once did i felt the pressure to buy a policy from her and never had any uncomfortable situation. It was always a chill and enjoyable meetup with Sheryn 😄

She will also take the effort to update you if there is any changes in plan and go through it once again so that i can understand what is changing.

Friendly, helpful, patient and professional in answering all my queries and when we meet. Would definitely recommend to all my friends and family if they are looking to get insurance 😊😊

Cheers,
Selena Neo
Business Owner

An agent with credibility and integrity

Hi Everyone,

Insurance advice varies widely. Some insurance agents provide advice on a limited range of products. For Sheryn, she was able to provide personalised services by assessing my needs. Sheryn has patiently explained the various types of insurance to me and meticulously matched my needs with her products. 

Sheryn was able to demonstrate competence in her knowledge of her insurance products. When I text her to find out about certain aspects of my portfolio, she was able to provide instant and detailed responses to my questions. I really like her sincerity in wanting to provide the best customer experience to me.

Sheryn has great credibility as an insurance agent. When I was interested about an insurance product previously and asked her about it, she told me that I do not suit this product even though she would earn commission from this sale. I was impressed by her integrity.

In 2015, I fractured my foot due to an accident at the trampoline park. She immediately visited me at my home to explain how I can make my insurance claims. Her attention to detail and the clarity of her communication ensured that I was able to concentrate fully on my recovery instead of worrying about claims.
I will definitely refer my friends and family to her, and in fact I did!

Cheers,
Jiahui Ang
Program Manager

Best in class customer service

Hi Everyone,

Both of my kids insurance plans were bought from Sheryn and where i have also recommended my close friends to her. I find Sheryn to be very patient and dedicated, where she endeavours to provide the best customer service. She goes out of the way to help in insurance claims and reimbursements which is greatly appreciated. Whenever in doubt of claims which can be submitted, she will find out and revert and provide the most feasible solution. This greatly shows her passion and commitment in providing only the best in class customer service. Keep it up!

Cheers,
Jonathan Ong
Head of IT Audit

A good and reliable agent!

Hi Everyone,

Sheryn was my first insurance agent since my army days. We started on a basic savings plan and coverage, and I am glad I did because the flexicash plan helped me out on a few rainy occasions. Over the years, she has diligently reviewed my profile to introduce the proper upgrades needed.
 
She has always been patient in explaining the policies to me as I can be quite clueless. Sheryn is always friendly, warm and professional during our appointments. She follows up with me, and sends greeting cards and little gifts every now and then, which is a nice touch. Although we meet rarely, it’s like meeting an old friend when we do. Her accolades and awards over the years speak for itself. I would refer my friends to her if they are looking for a good and reliable agent.

Regards,
Raymond Wu
Photographer

She is knowledgeable and patient!

I have a better understanding of the importance of buying medical insurance and planning for retirement. I like the way you ask questions that probe me thinking further about what kind of life I want when I retire. Understanding what I want and recommending a suitable plan for me, this is unlike any other agents I met before. Whenever there are any changes in plans, you will always schedule a meeting to update me about it. Even during Covid, it didn't stop us from meeting online. 😆

Also, the excel you did with a list of all the plans I have is really good! It gives me an overview of all the plans I have and what else is lacking. You were knowledgeable and patient in explaining the plans to me too. If anyone ever ask me to recommend a good agent to them, you will definitely be the first and only agent that pops up in my mind! 😄

Joanne Tan
Procurement Officer

Meet someone interesting

Hi Everyone ,

During the course of financial planning & the discussions that I had with Sheryn, I learnt more about the importance of sound wealth allocation as well as having enough coverage.

Sheryn is detailed in her advice & seeks to address concerns that I would have. She also uses various applications/tools to illustrate some of her points, which was refreshing & engaging, & also useful as it helps paint a clearer picture of the topic (investment for example), compared to just spoken words.
To add to the above, she is also patient & clear in her explanation of terms & policies, which is definitely beneficial to whoever is on the other side of the phone/table.

Cheers,
Bryan Ngeo
Bank Staff

Positively helpful and going the extra mile!

Hi Everyone,

Sheryn has been positively helpful in assisting me with my insurance & savings policies for a couple of years now. She is always patient, ready and willing to explain many of the financial jargons to help me understand better and make informed decisions, and I am never pressured into buying new products on impulse.

Sheryn goes the extra mile in assisting me with filling applications, creation of user accounts and logins during our review sessions even though these are supposedly to be done on my end. They were all filled up in full view with great transparency, confidentiality and integrity. She ensures that I have an easy and streamlined experience when purchasing or reviewing my policies.

I will definitely recommend her to anyone who needs a financial/insurance agent.

Regards,
Qadir
Sales Executive

Warm and empathetic, curates step-by-step journey, definitely recommend her!

Hi Everyone ,

Sheryn was my first Financial Advisor in 2015 and we recently reconnected again a few years ago. She was the one who taught me the importance of having insurance - to someone who had just joined the workforce back then and didn’t have any idea about the importance and the securities of insurance coverage.

She’s friendly and knowledgable, and would always earnestly answer to any queries I might have - even if the question seems menial and small. She also takes considerable care of her clients by gifting us small tokens like hand sanitisers, mask holders and even a birthday gift (!) during our review meetings or over the holiday periods.

Sheryn understands her clients’ needs and curates a step-by-step journey for them to take on, understandably as insurance is essential but also not the most affordable. After we’ve secured my medical and life policies, she is now guiding me on financial planning instead. However, she still respects my decision should I kindly decline a suggestion and would push no further, until I’m in a more comfortable position in life.


I appreciate her warm and empathetic nature and I think those are essential qualities to have as an FA as they will be the ones we’d turn to during times of need. So I’m relieved and confident by Sheryn on my team.

Thank you for your service, and looking forward to many more years together!

Cheers,
Adlin
Customer Service Executive

Would highly recommend!

Thanks Sheryn for actively helping me keep my insurance coverage up to date and updating me before any major changes in policy/definitions happen.
And also for always helping me find the best options considering my budget and financial situation throughout the past 4 years.

Sheryn always considers my schedule and location so that my school or work isn't affected by our meetings and the meeting themselves are always informative and easy to understand even for a layman like me.

Tze Yong
Designer

Always impressed with her proactiveness and tailoring of recommendations to my needs

Hey Sheryn! Thanks for helping me with my insurance needs for almost 8 years now.

I really appreciate your effort in tailoring your advice and recommendations around my evolving life and financial stages. Your willingness to listen to my opinions and understand my needs/preferences before crafting your recommendation around them, has helped me create synergy between my insuring needs and financial goals.

Also always impressed with your proactiveness in keeping me up to date with policy changes, explaining the nitty-gritty of my policies, promptly addressing my questions and just constantly checking-in.

Looking forward to many more years of great advice and greater friendship.

Tay Pin
IT Analyst

Friendly, professional and patient

Hi Everyone,

I knew Sheryn from a road show at Tampines when I just came Singapore and work for few months. The way she approached me that time was quite friendly type, not those using pestering method to sell things urgently. Since I'm not familiar with the rules and regulations of insurance in Singapore, she took her time and explain to me patiently with a couple of sessions meet up. Even after I bought policies from her, she also does follow up with me quite regularly and this shows her professionalism in her job.

Regards,
Wee Guan
IT Specialist

Feels like a friend!

Sheryn, despite her achievements in the industry, is a sweet and humble lady who takes effort in her work. She catch up with clients and keep us updated on the latest changes and available products that would enhance our health & financial wellbeing. She feels like a friend with all the financial knowledge you need to keep you at best interests.

Thank you Sheryn!


Bixia
Human Resource Officer

Meet someone dedicated and patient!

Sheryn is a dedicated and approachable financial consultant who always ensures that my financial needs are met. Always prioritizing the client's needs, she is patient and not overly forceful in selling her products.

Sheryn conducts effective review sessions that are informative and insightful. She regularly updates me with the latest policy changes and gives sound advice. Recently, she also used the goalsmapper software to help me visualise my future goals and how to achieve them. I have benefited greatly from her planning and servicing sessions and I would recommend her services to family and friends.

Thank you for your service!

Sebastian Ang
Teacher

My Trusted Financial Planner

Through Miao Hui's review sessions with me, I am reminded of the importance of financial planning, as well as how I can address the shortfall of my current planning. As a financial consultant/planner, Miao Hui is very knowledgeable, meticulous, and extremely responsive. I am very satisfied with her services provided throughout the years

Wei Lian
IT Project Administrator

DISCLAIMER

https://www.prudentialfa.com.sg/disclaimer-pfa.html